News / USA

    Policy Cancellations Threaten Promise of Obamacare

    Policy Cancellations Threaten Promise of Obamacarei
    X
    November 07, 2013 10:30 PM
    While technical problems with the web site have plagued the initial implementation of the Affordable Care Act - President Obama's health care program, there are other consequences of this complex system of private insurance and government subsidies that are coming to light. VOA's Brian Padden reports that thousands of healthy Americans are losing their current insurance and may have to pay higher premiums for new health care coverage.
    Brian Padden
    While technical problems with the web site have plagued the initial implementation of the Affordable Care Act -- President Obama's health care program, there are other consequences of this complex system of private insurance and government subsidies that are coming to light.  Thousands of healthy Americans are losing their current insurance and may have to pay higher premiums for new health care coverage.  

    Andrew Leonard is a 26-year-old information technology consultant.  He's losing his health coverage because it does not meet the standards required under the Affordable Care Act, also known as Obamacare.  Leonard says a new plan will cost him three times as much, and the only expanded coverage he will receive is for medical care for children.

    “I don’t have any kids, and, when I do have kids, I would probably get their own insurance plan or change it at that point," said Leonard. "Why do I have to change it now?”

    More than three million Americans are now losing insurance plans that do not comply with the new health care law, seemingly contradicting a promise made by President Obama during his reelection campaign that ‘if you like your health care, you can keep it.’”

    Dr. Kavita Patel, a health care reform expert at the Brookings Institution, says in many cases new policies are required under Obamacare to ensure equal coverage for men and women, with children or without, to equally share costs.

    “You shouldn’t have to pay more just because you are a woman, which is what had been happening before. So, as a result, we have a much more nationwide policy that does not necessarily penalize you for being a woman, and as a result of that we’ve got benefits that apply to both men and women," said Patel.

    But she says these changes should not significantly increase the cost of plans and that most young people will qualify for a government subsidy when they enroll.

    Critics of Obamacare, like Republican Senator Lamar Alexander, say the law is too complex and gives government too much control over the system.

    “It's a law transforming our health care delivery system in the wrong direction, we believe, by increasing premiums, canceling insurance plans, destroying relationships with doctors, raising taxes," said Alexander.

    Andrew Leonard says if he can’t find an affordable alternative, he may drop his insurance completely and pay a fine for not having coverage.

    “I haven’t researched it enough, but if it ends up being that it is cheaper to go without health insurance, I just won’t go to the doctor most of the year. And if something happens, you know, I’ll hold off as much treatment until open enrollment comes along," he said.

    Dr. Patel says these technical glitches and policy cancelations could threaten the entire system if they discourage young and healthy Americans from enrolling.

    “I think all of this is causing, causes me great concern that people are now feeling that the promise about having affordable health care is not attainable," she said.

    She says over time Obamacare will stabilize costs if these problems are addressed and more people enter the marketplace.

    You May Like

    Video Democrats Clinton, Kaine Offer 'Very Different Vision' Than Trump

    In a jab at Trump, Clinton says her team wants to 'build bridges, not walls'; Obama Hails Kaine's record; Trump calls Kaine a 'job-killer'

    Turkey Wants Pakistan to Close Down institutions, Businesses Linked to Gulen

    Thousands of Pakistani students are enrolled in Gulen's commercial network of around two dozen institutions operating in Pakistan for over two decades

    AU Passport A Work in Progress

    Who will get the passport and what the benefits are still need to be worked out

    Featured Videos

    Your JavaScript is turned off or you have an old version of Adobe's Flash Player. Get the latest Flash player.
    In State of Emergency, Turkey’s Erdogan Focuses on Spiritual Movementi
    X
    July 22, 2016 11:49 AM
    The state of emergency that Turkish President Recep Tayyip Erdogan has declared is giving him even more power to expand a purge that has seen an estimated 60,000 people either arrested or suspended from their jobs. VOA Europe correspondent Luis Ramirez reports from Istanbul.
    Video

    Video In State of Emergency, Turkey’s Erdogan Focuses on Spiritual Movement

    The state of emergency that Turkish President Recep Tayyip Erdogan has declared is giving him even more power to expand a purge that has seen an estimated 60,000 people either arrested or suspended from their jobs. VOA Europe correspondent Luis Ramirez reports from Istanbul.
    Video

    Video Scientists in Poland Race to Save Honeybees

    Honeybees are in danger worldwide. Causes of what's known as colony collapse disorder range from pesticides and loss of habitat to infections. But scientists in Poland say they are on track to finding a cure for one of the diseases. VOA’s George Putic reports.
    Video

    Video Wall Already Runs Along Parts of US-Mexico Border

    The Republican Party’s presidential nominee, Donald Trump, gained the support of many voters by saying he would build a wall to keep undocumented immigrants and drugs from coming across the border from Mexico. Critics have called his idea impractical and offensive to Mexico, while supporters say such a bold approach is needed to control the border. VOA’s Greg Flakus has more from the border town of Nogales, Arizona.
    Video

    Video New HIV Tests Emphasize Rapid Results

    As the global fight against AIDS intensifies, activists have placed increasing importance on getting people to know their HIV status. Some companies are developing new HIV testing methods designed to be quick, easy and accurate. Thuso Khumalo looks at the latest methods, presented at the International AIDS conference in Durban, South Africa.
    Video

    Video African Youth with HIV Urge More Support

    HIV, the virus that causes AIDS, is the top killer of teens in sub-Saharan Africa. But many youths say their experience with the virus is unique and needs to be addressed differently than the adult epidemic. VOA South African Correspondent Anita Powell reports.
    Video

    Video Poor Residents in Cleveland Not Feeling High Hopes of Republican Convention

    With the Republican Party's National Convention underway in Cleveland, Ohio, delegates and visitors are gathered in the host city's downtown - waiting to hear from the party's presidential candidate, Donald Trump. But a few kilometers from the convention's venue, Cleveland's poorest residents are not convinced Trump or his policies will make a difference in their lives. VOA's Ramon Taylor spoke with some of these residents as well as some of the Republican delegates and filed this report.
    Video

    Video Pop-Up Art Comes to Your Living Room, Backyard and Elsewhere

    Around the world, independent artists and musicians wrestle with a common problem: where to exhibit or perform? Traditional spaces such as museums and galleries are reserved for bigger names, and renting a space is not feasible for many. Enter ArtsUp, which connects artists with venue owners. Whether it’s a living room, restaurant, office or even a boat, pop-up events are bringing music and art to unexpected places. Tina Trinh has more.
    Video

    Video With Yosemite as Backdrop, Obama Praises National Parks

    Last month, President Barack Obama and his family visited some of the most beautiful national parks in the U.S. Using the majestic backdrop of a towering waterfall in California's Yosemite National Park, Obama praised the national park system which celebrates its 100th anniversary this year. He talked about the importance of America’s “national treasures” and the need to protect them from climate change and other threats. VOA’s Julie Taboh reports.
    Video

    Video Counter-Islamic State Coalition Plots Next Steps

    As momentum shifts against Islamic State in Iraq, discussions are taking place about the next steps for driving the terrorist group from its final strongholds. Secretary of State John Kerry is hosting a counter-IS meeting at the State Department, a day after defense ministers from more than 30 countries reviewed and agreed upon a course of action. VOA Pentagon correspondent Carla Babb reports.
    Video

    Video Russia's Participation at Brazil Olympic Games Still In Question

    The International Olympic Committee has delayed a decision on whether to ban all Russian teams from competing in next month's Olympic Games in Brazil over allegations of an elaborate doping scheme. The World Anti-Doping Agency recently released an independent report alleging widespread doping by Russian athletes at the 2014 Winter Olympics in Sochi. So far, only Russian track and field athletes have been barred from the Summer Games in Brazil. VOA's Zlatica Hoke has more.
    Video

    Video Scotland’s Booming Whisky Industry Fears Brexit Hangover

    After Britain’s vote to leave the European Union, Scotland’s government wants to break away from the United Kingdom – fearing the nation’s exports are at risk. Among the biggest of these is whisky. Henry Ridgwell reports on a time of turmoil for those involved in the ancient art of distilling Scotland’s most famous product.
    Video

    Video Millennials Could Determine Who Wins Race to White House

    With only four months to go until Americans elect a new president, one group of voters is getting a lot more attention these days: those ages 18 to 35, a generation known as millennials. It’s a demographic that some analysts say could have the power to decide the 2016 election. But a lot depends on whether they actually turn out to vote. VOA’s Alexa Lamanna reports.

    Special Report

    Adrift The Invisible African Diaspora