News / USA

Policy Cancellations Threaten Promise of Obamacare

Policy Cancellations Threaten Promise of Obamacarei
X
November 07, 2013
While technical problems with the web site have plagued the initial implementation of the Affordable Care Act - President Obama's health care program, there are other consequences of this complex system of private insurance and government subsidies that are coming to light. VOA's Brian Padden reports that thousands of healthy Americans are losing their current insurance and may have to pay higher premiums for new health care coverage.
TEXT SIZE - +
Brian Padden
While technical problems with the web site have plagued the initial implementation of the Affordable Care Act -- President Obama's health care program, there are other consequences of this complex system of private insurance and government subsidies that are coming to light.  Thousands of healthy Americans are losing their current insurance and may have to pay higher premiums for new health care coverage.  

Andrew Leonard is a 26-year-old information technology consultant.  He's losing his health coverage because it does not meet the standards required under the Affordable Care Act, also known as Obamacare.  Leonard says a new plan will cost him three times as much, and the only expanded coverage he will receive is for medical care for children.

“I don’t have any kids, and, when I do have kids, I would probably get their own insurance plan or change it at that point," said Leonard. "Why do I have to change it now?”

More than three million Americans are now losing insurance plans that do not comply with the new health care law, seemingly contradicting a promise made by President Obama during his reelection campaign that ‘if you like your health care, you can keep it.’”

Dr. Kavita Patel, a health care reform expert at the Brookings Institution, says in many cases new policies are required under Obamacare to ensure equal coverage for men and women, with children or without, to equally share costs.

“You shouldn’t have to pay more just because you are a woman, which is what had been happening before. So, as a result, we have a much more nationwide policy that does not necessarily penalize you for being a woman, and as a result of that we’ve got benefits that apply to both men and women," said Patel.

But she says these changes should not significantly increase the cost of plans and that most young people will qualify for a government subsidy when they enroll.

Critics of Obamacare, like Republican Senator Lamar Alexander, say the law is too complex and gives government too much control over the system.

“It's a law transforming our health care delivery system in the wrong direction, we believe, by increasing premiums, canceling insurance plans, destroying relationships with doctors, raising taxes," said Alexander.

Andrew Leonard says if he can’t find an affordable alternative, he may drop his insurance completely and pay a fine for not having coverage.

“I haven’t researched it enough, but if it ends up being that it is cheaper to go without health insurance, I just won’t go to the doctor most of the year. And if something happens, you know, I’ll hold off as much treatment until open enrollment comes along," he said.

Dr. Patel says these technical glitches and policy cancelations could threaten the entire system if they discourage young and healthy Americans from enrolling.

“I think all of this is causing, causes me great concern that people are now feeling that the promise about having affordable health care is not attainable," she said.

She says over time Obamacare will stabilize costs if these problems are addressed and more people enter the marketplace.

You May Like

Algerians Vote in Presidential Election

There were few media reports of protests and clashes around the country, but so far no significant violence More

Sharks More Evolved than Previously Thought

The discovery could “profoundly affect our understanding of evolutionary history” More

Pakistan Military Asked to Protect Polio Workers

Request comes as authorities say a Taliban ban on vaccinations in 2012 and deadly attacks on anti-polio teams have prevented thousands of children from getting inoculated More

Featured Videos

Your JavaScript is turned off or you have an old version of Adobe's Flash Player. Get the latest Flash player.
Google Buys Drone Companyi
|| 0:00:00
...
 
🔇
X
George Putic
April 15, 2014
In its latest purchase of high-tech companies, Google has acquired a manufacturer of solar-powered drones that can stay in the air almost indefinitely, relaying broadband Internet connection to remote areas. It is seen as yet another step in the U.S. based Web giant’s bid to bring Internet to the whole world. VOA’s George Putic reports.
Video

Video Google Buys Drone Company

In its latest purchase of high-tech companies, Google has acquired a manufacturer of solar-powered drones that can stay in the air almost indefinitely, relaying broadband Internet connection to remote areas. It is seen as yet another step in the U.S. based Web giant’s bid to bring Internet to the whole world. VOA’s George Putic reports.
Video

Video Ray Bonneville Sings the Blues and More on New CD

Singer/songwriter Ray Bonneville has released a new CD called “Easy Gone” with music that reflects his musical and personal journey from French-speaking Canada to his current home in Austin,Texas. The eclectic artist’s fan base extends from Texas to various parts of North America and Europe. VOA’s Greg Flakus reports from Austin.
Video

Video Millions Labor in Pakistan's Informal Economy

The World Bank says that in Pakistan, roughly 70 percent work in the so-called informal sector, a part of the economy that is unregulated and untaxed. VOA's Sharon Behn reports from Islamabad on how the informal sector impact's the Pakistani economy.
Video

Video Passover Celebrates Liberation from Bondage

Jewish people around the world are celebrating Passover, a commemoration of their liberation from slavery in Egypt more than 3,300 years ago. According to scripture, God helped the Jews, led by Moses, escape bondage in Egypt and cross the Red Sea into the desert. Zlatica Hoke reports that the story of the Jewish Exodus resonates with other people trying to escape slave-like conditions.
Video

Video Police Pursue Hate Crime Charges Against Kansas Shooting Suspect

Prosecutors are sifting through the evidence in the wake of Sunday’s shootings in a suburb of Kansas City, Missouri that left three people dead. A suspect in the shootings taken into custody is a white supremacist. As VOA’s Kane Farabaugh reports, he was well-known to law enforcement agencies and human rights groups alike.
Video

Video In Eastern Ukraine, Pro-unity Activists Emerge from Shadows

Amid the pro-Russian uprisings in eastern Ukraine, there is a large body of activists who support Ukrainian unity and reject Russian intervention. Their activities have remained largely underground, but they are preparing to take on their pro-Moscow opponents, as Henry Ridgwell reports from the eastern city of Donetsk.
Video

Video Basket Maker’s Skills Have World Reach

A prestigious craft show in the U.S. capital offers one-of-a-kind creations by more than 120 artists working in a variety of media. As VOA’s Julie Taboh reports from Washington, one artist lucky enough to be selected says sharing her skills with women overseas is just as significant.
Video

Video UN Report Urges Speedier Action to Avoid Climate Disaster

A new United Nations report says the world must switch from fossil fuels to cleaner energy sources to control the effects of climate change. The Intergovernmental Panel on Climate Change released the report (Sunday) following a meeting of scientists and government representatives in Berlin. The comprehensive review follows two recent IPCC reports that detail the certainty of climate change, its impacts and in this most recent report what to do about it. VOA’s Rosanne Skirble has the details.
AppleAndroid